Carolyn Kay's Blog

Posted on 02/09/2020
Home Security Tips to Increase Your Peace of Mind
There are a lot of effective ways to keep your home safe, secure, and free from intrusion, but those techniques are of little use if you don't consistently use them. Technological solutions are well worth considering because they can be activated and monitored from almost any location. Whether you're at a restaurant across town or comfortably lying in bed...
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Posted on 02/02/2020
Avoid These Common Mortgage Mistakes
Image by Jan Vašek from Pixabay One of the biggest hurdles people face when looking for a home is applying for a mortgage. While applying for a mortgage is relatively straightforward, finding favorable terms might be more challenging. Many buyers are surprised by how broad the terms of a mortgage might be. With this in mind, it is...
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Posted on 01/26/2020
3 Signs That Now Is a Good Time to Submit an Offer to Purchase
After conducting an in-depth home search, you probably have discovered that many outstanding houses are available. Yet you're still on the fence about whether to submit an offer to purchase a residence. Ultimately, there are many signs that now may be the ideal time to submit an offer to purchase a residence, and these include: 1. You find a...
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Posted on 01/19/2020
Factors that Impact the Cost of Home Insurance
Photo by Designer491 via Shutterstock If you’re new to homeownership, one of your first expenses is homeowner’s insurance. Not to be confused with mortgage insurance, your homeowner policy protects you in the event of a catastrophe. Factors that Impact the Cost of Home Insurance The cost of your home is only one factor in an extensive list of...
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Posted on 01/12/2020
4 Ways to Prepare for Buying Your First House
Image by Gerd Altmann from Pixabay Buying a house can be complicated. Before you can get started, you must know how much money you can spend, what kind of house you're looking for, what kind of house you can afford in your area and other factors. This is a good time to get started! Below are four concrete...
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Posted on 01/05/2020
Home Showings: Here's What Sellers Need to Know
If you plan to sell your home, it often is a good idea to learn about property showings. That way, you can prepare for showings and boost the likelihood of a fast, profitable property selling experience. Now, let's take a look at three things that sellers need to know about home showings. 1. A showing may make or break...
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Posted on 12/29/2019
Buyers: How to Avoid Hindsight Frustrations
Photo by GaudiLab via Shutterstock In the rush and excitement to find the perfect home and make it yours, there are some things best learned beforehand rather than through hindsight. Here are some suggestions from first-time homebuyers that would have made the entire process less challenging. Know where you stand. If you plan to buy a home, even...
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Posted on 12/22/2019
How to Apply for Your First Home Loan
While buying a home is a huge decision that should entail a lot of planning and preparation, applying for a mortgage can be surprisingly easy. Just like with other lenders and creditors, a mortgage lender will want to know that letting you borrow money will be a safe investment. Applying for a mortgage is all about ensuring just that....
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Posted on 12/15/2019
Understanding Your Mortgage: Prepayment Penalties
Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...
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Posted on 12/08/2019
Services to Cancel Before You Finalize Your Home Sale
As you complete the final steps of the home selling process, it is important to cancel various everyday house services prior to moving day. In fact, some of the essential services that you may need to cancel include: 1. Electric Notify your electric company about your plans to move. You also can tell the company how much longer you...
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Posted on 01/23/2020
Video Tour - 555 Central Avenue #233, White Plains, NY 10583
Welcome to Scarsdale Meadows! This 3 bedroom, 2 1/2 bath duplex has been newly renovated from top to bottom. Be the first to move in to this bright, sunny unit in the Edgemont School district. The open living room/dining area features recessed lighting and engineered wood floors. There is plenty of storage in the 3 closets on the first floor. Enjoy sitting out on the balcony while sipping you morning coffee/tea or just reading a book. The completely new eat-in-kitchen is equipped with stainless steel KitchenAid appliances and granite counters. The new powder room completes the downstairs. Upstairs the master bedroom has 3 closets and an...
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Posted on 01/23/2020
555 Central Avenue #233, White Plains, NY 10583 is now new to the market!
Welcome to Scarsdale Meadows! This 3 bedroom, 2 1/2 bath duplex has been newly renovated from top to bottom. Be the first to move in to this bright, sunny unit in the Edgemont School district. The open living room/dining area features recessed lighting and engineered wood floors. There is plenty of storage in the 3 closets on the first floor. Enjoy sitting out on the balcony while sipping you morning coffee/tea or just reading a book. The completely new eat-in-kitchen is equipped with stainless steel KitchenAid appliances and granite counters. The new powder room completes the downstairs. Upstairs the master bedroom has 3 closets and an...
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